Episode TWO
If you’re a patient advocate, guardian, or DPOA, understanding insurance and long-term care costs isn’t optional — it’s essential.
In this episode, Jill and Kristen break down what happens financially when your loved one leaves the hospital and needs home care, short-term rehab, assisted living, or a nursing home. They explain the differences between Medicare, Medicare Advantage, Medicaid, and private pay — and what those differences actually mean for your wallet.
From Medicare’s 100-day rehab benefit to Medicaid eligibility, look-back periods, and why you should never try to “hide” assets, this episode gives you practical, real-world guidance to help you avoid surprise bills and make informed decisions. They also cover veterans benefits, MAP counselors, and why it’s so important to research options before a crisis hits.
If you’re navigating care for a loved one, this is the financial roadmap you didn’t know you needed.